Accident Insurance for Business Owners In St. Joseph, MO

In St. Joseph, MO

Protect your employees with supplemental health and life.

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Why choose Washington National in St. Joseph, MO?

As a business owner in St. Joseph, MO, you’re challenged to provide the options your employees expect while carefully controlling costs. Our suite of supplemental health and life insurance products can enhance your employee benefits program, while our administrative technology can make your job easier. Our state-of-the-art platform streamlines the enrollment process to help employees choose benefits quickly. At the same time, it helps you efficiently manage your supplemental benefits program.
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Did you know?

Major medical insurance doesn't cover everything
There could also be deductibles, copays, coinsurance and other costs, including caregiver expenses, transportation, lost wages and more.
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1-in-8

In one year, 40.6 million people—about 1-in-8—seek medical attention for accidental injuries.¹
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77%

Approximately 77% of all accidents in the U.S. happen outside of the workplace—and aren’t covered by workers’ compensation.¹
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9 million

According to the National Safety Council, falls are a leading cause of all accidental injuries in the U.S., responsible for nearly 9 million emergency department visits a year.²

¹ National Safety Council, "Injury Facts," 2017 Edition.
² National Safety Council, Injury facts, https://www.nsc.org/membership/member-resources/injury-facts, 2019.

The Benefits of Accident & Disability Insurance in St. Joseph, MO

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    Help your employees protect what matters

    Many Americans are unprepared for the financial impact of unexpected illness, injury or loss of life. That's why supplemental insurance is more important than ever for your employees. Whether your employees are working from home, or on-site, Washington National agents can safely and confidentially enrol your employees in benefits uniquely tailored to their needs and the needs of your organization

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    Accident & disability coverage

    • Accident insurance pays a lump sum cash benefit for covered injuries employees or an insured family member to sustain as a result of an accident.
    • This works in addition to other insurance employees may have.
    • Premiums can be paid by the employee or shared with the employer.
    • Short-term disability protection.
Articles & Topics From Our Blog
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Employers: Supplemental insurance is more important than ever
As the name implies, it supplements and pays benefits in addition to core benefits employees may receive. Unlike core benefits, supplemental insurance pays cash benefits directly to employees, not to doctors or hospitals. This means employees can use the money in any way—whether it’s covering medical bills or household bills.
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8 ways voluntary benefits can help your business
If there was a low- to no-cost way to enhance the total benefits package you offer employees, would you take advantage? If your answer is “Yes,” then it may be time to consider voluntary benefits! Here are eight important reasons to consider voluntary benefits for your business or organization.
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The power of portability: advantages for employees and employers
No employer expects to have to lay off or furlough employees, but if the year 2020 has taught us anything, it’s to expect the unexpected. Parting ways with employees is never easy, especially when it’s under circumstances that are out of everyone’s control.
Help employees be prepared | Washington National Insurance in St. Joseph, MO
Employers can help employees be better prepared for future health care needs by:
1. Raising awareness about the prevalence and financial impact of critical illness.
2. Educating employees on their benefits and how to use them.
3. Helping employees fill coverage gaps with supplemental insurance.
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Frequently Asked Questions in St. Joseph, MO

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About Washington National in St. Joseph, MO

Washington National Insurance Company is a leading provider of supplemental health and life insurance for middle-income Americans in the worksite and to individuals.

Washington National Insurance Company’s rich history began over 100 years ago, when our first policy was hand-delivered by bicycle. Since then our modes of transportation have changed, but our commitment to serving our customers with personal services remains the same.

Today, we help over 1 million Americans protect the people they love most through our supplemental health and life insurance products. Our valuable benefits can help protect you from the financial hardship that so often comes with critical illnesses, accidents and loss of life.

So, who is Washington National? We are a group of enthusiastic individuals, committed to creating customers for life through honest, straightforward and memorable service at every interaction. We focus on providing customers a positive and meaningful experience every time. Our dedication to serving customers well and meeting their needs drives us to achieve excellence in everything we do. Serving customers in a personal yet professional manner is our priority, and you can depend on us to be a strong, caring partner. When you are ready, we are here to provide you with insurance coverage that makes sense to you.

Areas we Serve near St. Joseph, Missouri